One Time Close Construction Loans

Did You Know That You Don’t Need 20% Down or Even 10% Down to Build a Home?

FHA – 3.5% Down
VA – 0% Down
Conventional – 5% Down

Qualify Once
With our One Time Close Construction loan program, the borrower qualifies upfront, we fund construction, and the loan automatically modifies to a fixed loan product after completion.  This minimizes the risk of the borrower having to re-qualify for permanent financing when the home is complete.

Construction Interest Payments
The borrower makes no interest payments during construction with most types of loans.  The interest is built into the loan, so the borrower does not have to worry about making two payments while their home is being constructed.

It’s Not Too Good to Be True. We Do It Every Day.

Give us a call today to learn more.